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The Denver Post had an interesting read on owning a duplex called: Side by side:

Buying into a duplex is one way to afford a home without breaking the bank. But like any bargain, there are strings attached.

Buying into a duplex is one way to afford a home without breaking the bank.

But like any bargain, there are strings attached.

Duplex owners must compromise on repairs, maintenance and aesthetic issues with their co-owners.

And while both sides typically agree on the proper course of action, a harmonious relationship isn’t guaranteed.

While living in a duplex isn’t for everyone, getting a loan for a duplex or two-unit as your primary residence is no different (to terms and rates) than getting a condo, townhouse or even a single family residence. Moreover, if one of the units is rented, you can use the rent to qualify for the loan.

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