Keeping up with the low interest rates: . I haven’t seen rates on a 30 year fixed this low in years. Yet for some strange reason people are playing the “wait and see” game. Personally I hate this game mainly because people don’t know jack about the mortgage market. The rate cut means nothing to the mortgage market. Nothing. My advice is simple, if rates are low enough for you to act, then act.

Keeping up with the Joneses: . I had an interesting discussion with a friend of mine in California who said “It’s hard to keep up with the Joneses especially when the Joneses are totally out of control.” Foreclosures are rampant in California and it’s getting worse. Maybe now people will try to keep up with their other neighbors, the ones with the older model cars.

Keeping up with Tom Brady. I have a lot of respect for Tom Brady, however, I seriously question why he’s in NY the week before the big game. Shouldn’t he be in Mexico where the weather is much warmer.

Keeping up with the weather: Being an avid skier it pains me to say that I hate snow and i’m looking forward to the 50 degree weather in Denver this weekend.

Keeping up with a 20 month old: Having a child means reliving your childhood. Except my childhood didn’t include visits to the stockshow.

Keeping up with DirecTV: I dropped satellite television the first week of the year. I was sick all week and instead of watching Rome is Burning and SportsCenter I had to endure Dr. Phil and Oprah. I must say that watching daytime television is more painful than watching Fox News.

Keeping up with the Rebate: The feds are implementing a rebate to invigorate the economy. Some people weigh in on what they’d do with the money. The Federal Government is giving us money to spend it elsewhere. Give a man a fish and they’ll keep up with the Joneses….

I’ll always like sports more than mortgages so here are some very random sports observations:

  • Joba Chamberlain of the Yankees is a BIG BOY and ESPN should televise EVERY Yankees vs Red Sox game. It’s 18 games of pure baseball magic.
  • Willie Randolph of the Mets and Clint Hurdle of the Rockies have the same problem, they both have terrible bullpens. Clint Hurdle is better at managing his putrid pen.
  • For all the traffic issues the Rockies cause in downtown Denver, they finally made up for it with a decent season and “meaningful games” in September.
  • The boys from Florida State are much faster than the crew CU has from Texas, California and some parts of Colorado. Cody Hawkins will be very good in a year or two.
  • Matt Holiday is having a great year playing left field at Coors Field. I have a feeling Ryan Spillborghs will be playing left field next year.
  • The Broncos are a very lucky team. Two weeks of pure luck. I hope that they’re lucky when they play the Colts or the Patriots in the playoffs in January.
  • The NFC is up for grabs but in the AFC it will really come down to the Patriots and Colts. Unless of course Tom Brady finally gets the beating of the week by the Red Sox nation for wearing a Yankees cap in public.
  • Tiger won the Fed Ex Cup. Did we really needed more assurance that Tiger is the best?
  • Charlie Weis brought respectability back to Notre Dame just like Britany Spears brought respectability back to Britany Spears at the 2007 VMAs.

Contrary to popular belief I don’t consider blogging about denver, mortgages, real estate and just about anything in between, my dream job. Here are my top five dream jobs:

  1. Sportscenter Anchor: This has been a dream job of mine since I was 14 when Chris Berman and Dan Patrick were the anchors. Reporting the news and cracking jokes will always be appealing.
  2. Backup Quarterback: Quite frankly this has to be one of the best gigs on the planet. For the most part, you never play which means you never get hurt but if the starter goes down you finally get a shot at glory. In 20 to 30 years, we may not remember Drew Bledsoe but we’ll always remember his backup, Tom Brady.
  3. Stand Up Comedian: I’m sarcastic 100% of the time. Some of my jokes are funny. Some aren’t. Using your comedic talents to appeal to a mass audience isn’t just a challenge, it’s an art.
  4. Bill Clinton’s Biographer: Love him or hate him, the man was a force. If you’re a republican, you’re probably blaming him for the housing mess. If you’re a democrat, you’re hoping our laws can change so that he can run again. He was more sinner than saint but according to most people, once you meet him, you walk away impressed.
  5. My daughter’s father: I have the greatest child on the planet. Being her dad is the best job ever!